Mind Over Money

Stop Being Persnickety

Creative Commons License photo credit: h.koppdelaney

Persnickety. Yea I never heard of it before. I found it by looking in a thesaurus for picky. I thought it would get your attention.

Anyways, as I said in my series on coupons, being picky can cost you a lot of money.


Just in case you didn’t know, most store brands are made from the same manufacturers that produce the name brand. They come from the same factory and every thing. So why do you insist on buying the name brand? Is it because of loyalty? Quit it!! That’s costing you money that you could use for your future self and/or children. It all tastes the same. And don’t get me into soda. You shouldn’t even be drinking soda it’s bad for you. Drink water from the faucet…it’s actually good for you.


The intent of a vehicle is to get you from point A to point B. Marketing made you believe that it’s to make you a better person. It’s not. So don’t make up your mind on what vehicle you want before you go shopping for one. Set a price point and then you can be picky, but if the car is out of your price point then either try to get them to sell it to you at that price or don’t get it. Don’t try and talk yourself into getting it. Your really just hurting yourself in the end.


You’re obviously paying for the label if you buy designer clothes. Stop!! They are way overpriced. Remember that the only reason they are that expensive is because people are willing to pay that price. Don’t be a fool.

That $100 Abercrombie & Fitch pair of jeans cost about $20 to make…if that. You’re paying for the name. Sure you can say you’re paying for quality. But I’ll say that makes no sense. Lets say that A&F jeans last 4 years and a $25 pair of jeans last a year. At the end of those 4 years I’ve spent the same price plus I have 4 pairs of jeans.

The cheap stuff isn’t really as bad as you think

So yea, don’t be so persnickety and save some money.

Is there a certain brand or item you must have and can’t have a substitute?

Comments (5)

  • Too true, especially that bit about soda. ;)

  • Personal Finance Buzz…

    Your story was featured in Personal Finance Buzz! Please visit and promote your article….

  • Stop Being Persnickety — Financially Poor…

    Persnickety. Yea I never heard of it before. I found it by looking in a thesaurus for picky. I thought it would get your attention….

  • I love brand name merchandise….however I buy it at Goodwill. I buy other people’s brand name cast-off’s at hugely discounted prices, and I support a non-profit organization at the same time. I also pick up what I can at yard sales. There are smarter ways to be a consumer. Have a Fabulous & Frugal Day!!!

    • That is a good point. If you can get name brand products at the same price or lower of lesser known brands then go for it.


Write a comment