Turn on the news, read the newspaper or talk to a friend. There is no avoiding talk of financial trouble these days. It can get kind of overwhelming. Many are wondering how they are going to pay their bills. Times can be especially stressful for those trying to find work. How can we manage financial stress in these uncertain times?
Control What You Can
Financial Stress can be especially difficult as it can seem that nothing is in your control. Sure you can’t make your employer give you more hours or fix the economic troubles that surround us. However, you can control some things. You control over how you use your money. You can pay your bills on time to reduce late fees. You can choose not to use credit cards for everyday purchases. Choosing to control your finances puts you in a position of control. This will lead to reduced stress.
Organize Your Life
Think for a minute about your bills. Where do you keep them? Many people simply have stacks of unorganized bills and financial papers. This can also increase your stress levels. It can be difficult to know how much money you have, what you owe and what you have spent. Take a few hours and organize your finances. Knowing where everything is will do wonders with helping you control your stress.
Stress can cause many different reactions in people. Some shut down when they feel overwhelmed. This can lead to missed work and lower wages. Others choose to shop their stress away. This leads to high credit card bills and financial trouble. When you notice that financial stress is leading you to destructive behavior stop it. Make yourself choose to pull through the stress rather than letting it destroy you.
Enjoy Simple Pleasures
Times are tough. From the look of things, this isn’t going to change any time soon. Find ways to enjoy simple and inexpensive pleasures. This can be very relaxing. Throw a movie night. Go for a walk. Play with the dog. Watch a sunset. Make a great dinner. The options are endless. Take time out of your day to de-stress and do the things that you love. Learning to enjoy life in spite of financial difficulties will help you to weather these difficult times.
How do you make sure to not get stressed out about money?