According to a survey an average individual carries gadgets of worth Rs. 30,000 with them, daily. Having a dedicated and efficient insurance for your gadgets will help you in saving a lot of money, as it provides protection against break down, theft, accidental and loss damages. Today, insurance covers are available for almost all types of electrical gadgets including laptops, cell phones, iPods, iPads, GPS devices and desktops, etc. Hence, it is a must for all gadget owners to look for an efficient and affordable gadget insurance scheme which can protect your precious and day to day electronics and gadgets, in the best way possible.
Today, theft and burglary of costly electronic devices is very common. At present, every year millions of gadgets are stolen, lost, damaged or they break down. Even in one single year, around one million electronic devices gets damages or lost. Some of us lose our expensive cell phones just by dropping them in laundry wash or in the toilets. An average electronic insurance cover premium is around Rs. 600 a month. At present, some of the renowned companies even offer group electronic insurance schemes, in these policies; you can insure or safeguard different gadgets under one gadget insurance cover.
Hence, with these insurance cover, you need not to make enough expenses and you can easily achieve peace of mind and satisfaction, too after realizing that your gadgets are safe. It is important to check that under what circumstances your insurance policy will protect your gadgets. It is advisable to choose an insurance that is versatile which means, it must protect your gadgets and electronics against all types of threats such as theft, lost, damage, etc. A good insurance policy safeguards your gadgets against burglary as well as against accidental damages where electronics are kept unattended in safe premises and vehicles.
The policy must cover all types of electronic items and gadgets such as phones, electronics, laptops, desktops, etc. and provides extensive guarantees on all damages. Some key points that the insurance policy must include are accidental coverage, global coverage, 48 hours mobile phone replacement warranty and free of charge cell phone contact back-up. For instance, if your devices gets broken or damages, then a good insurance policy is liable to replace or repair your gadget. It is the insurance company who will decide whether the gadget will get repaired, or it has to be replaced.
For theft insurance coverage, you need to report to the police and the cell phone service provide. This will instantly stop the mobile phone services to the phone and will blacklist the device. After this, you can ask for a replacement within 72 hours. Hence, good gadget insurance certainly brings enormous peace and satisfaction for one’s mind that even if you have lost or broken your gadgets, accidentally, you can relax. So, don’t wait any more and start looking for a suitable, versatile and affordable insurance policy that can safe guard your electronic devices and gadgets against all types of threats.