Guest Post

Insurance Discounts for Senior Drivers

It’s no secret that being a senior citizen comes with some great discounts – everything from airfare to movie tickets to dinner is a little bit less expensive – but did you know that your maturity and experience behind the wheel of a car or truck can also net you savings on your auto insurance?

Here are some tips on saving money on auto insurance while maximizing your senior citizen benefits:

Research before you renew: Even if you end up staying with your current insurance company, it pays to shop around. Spend some time on an website like, where you can request free quotes from several different companies. You may find that a competitor is offering better pricing, especially if you have a clean driving record. You’ll save even more if you embrace technology and actually buy your policy online, as well.

Bring your family with you: Did you know that many auto insurers offer discounts to people who bring in new customers? If you are happy with your insurance company, suggest that your children – or even your grandchildren, if they’re old enough to drive – switch their coverage to your company. You’ll get a discount, and they may too, because you’ll all be preferred customers.

Ask about discounts: Even if you stay with your current insurer, ask if they offer a mature driver discount – many companies do this for their clients who are aged 65 or older, and it can save you up to 10% on your premium. Other discounts that may apply, especially if you’re not commuting to and from a job every day, are low mileage discounts and loyalty discounts. There may be others, as well.

Take a class: Did you know that many chapters of AARP offer defensive driving classes for senior citizens. Did you also know that taking such a class can save you up to 5% on your auto insurance for up to three years? Even if you don’t take AARP’s course, there are probably others in your area. It’s worth brushing up your skills in order to save money.

Auto insurance discounts don’t automatically appear just because you’ve turned sixty-five. Take a moment and review your policy, then go online and shop or contact your existing agent. Let your life experience save you some cash.

This is a guest post

Comments (2)

  • Good points! Everyone should take advantage of any discount you can and it may even help your driving.

  • Well put forward!!! Senior drivers should know avenues where they can get discounts on their car insurance. Some auto insurance companies tie up with AARP for offering car insurance discounts to seniors. I have an experience of having auto insurance with Hartford-AARP for last 3 years and they are really good at claims.


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