The holidays are one of the hardest times to stick to a budget. All of a sudden you find yourself overwhelmed with a variety of unexpected expenses including holiday travel, gifts and food.
If you want to stick with your personal finance goals during the holidays, it is important to have a strategy that you use while making your purchases. Here are some great tips for saving money on your holiday shopping.
Use Coupons to Accumulate Savings
Coupons can save a lot of money whether you shop online or in store. Start browsing through weekly ads and look for great deals and coupons at your local retailers.
Additionally whenever you online shop, make sure that you do a quick search on Google for the retailer to see if there are any deals that you can take advantage of, like Bloomingdales promo code. Many times with just a few minutes of searching you can find a coupon code for free shipping, a percentage off the purchase price or even a free gift with purchase. These are valuable offers that can make your holiday shopping much more affordable.
If you do find a free gift with purchase, look over your gift list and find someone who would love it as their gift. There are many great coupon sites out there, but a few to try for online shopping are retailmenot.com and freecoupons.com. You can search for your retailer and can often find a valuable money saving offers.
Another great way to find online coupons is to simply do a Google or Yahoo search for the retailer’s name + Coupons.
Round Up Old Gift Cards
Every year you probably get a gift card or two that you just don’t get around to using. Or you might use the majority of the balance and leave the card in a drawer with a few dollars left on it. The holidays are a great time to round these cards up and redeem them for savings. As you go holiday shopping, cart around your old gift cards and finish up the balances whenever you shop at these stores. If you have a large gift card at a store you don’t regularly shop at, consider using the card to buy a holiday gift.
Comparison shopping isn’t the most exciting way to holiday shop, but it can save you some money. Rather than running around searching for the prices on one particular item which will use a lot of gas, comparison shop as you go to stores for other things. Next time you visit Wal-Mart or any other retailer, take a look at their pricing on gifts you are considering and make a note in your holiday notebook.
You can repeat this process each time you go out and when it comes time to make your final purchases, you will know where to go for the best prices. You can also comparison shop online rather easily. Plus, if you have an iPhone, there are a few great apps for help with comparison shopping.
These are just a few of the many great ways to save on your holiday shopping this year. Keep checking back for more tips on holiday savings this year.
How do you save on Holiday shopping?