Financial Freedom

How To Make Your Dreams Come True When Paying Down Debt

Dreams come true

So you are on the way to paying down your debt and you’re feeling good because you’re making progress toward your financial freedom. But what else are you doing during this time?

It can get boring just paying off debt each paycheck. So what do you do to make this time more exciting?

Well, you’re really focused on paying down the debt…so that’s good. What you need to do is adjust the focus so you also see the horizon. What are you going to do once you pay down the debt?

It’s going to be even more boring if you get to a destination and you have nothing to do.

Brain Fart

Write down everything that you want to do when your debt gets paid off. I mean everything, no matter the cost. Imagine there are no limits….because there won’t be.

After you have your dreams written down, prioritize them from what you want to do the most to the least. After the first 10 it probably doesn’t matter the order, so don’t waste your time on it until you get the first 10 actually completed.

Now, here’s what’s going to take up your in-between time and get you even more excited about getting out of debt.

Step-up

Start with number 1 and write out all of the steps it would take for you complete it.

Now get back to reality and see if it’s possible with out going backwards into debt. If all of the steps are physically possible (as in, don’t let your mind tell you it’s not) then move on to #2 on the list.

Google it

If there are steps that aren’t’ possible in reality then go to the best source for information….GOOGLE. That’s your number 1 resource.

Search for solutions to what’s making that step not possible. If it’s Money, then search for cheap/free alternatives to that step. If it’s fear, then search for people/blogs that have done that step and find out how they got over their fear….because everyone has fear.

If for some reason Google fails you then hit up Twitter and ask….people will help. If anything just ask me @FinanciallyPoor

The point is to find out that your dreams can come true and the only person stopping you….is you.

Once you have those top 10 figured out, Do Them. There should be a couple you can do before you even pay off your debt….Do them.

That will help you get through your waiting time and make your dreams come true.

Help other people make their dreams come true by Tweeting and Facebook sharing this post

Are your dreams possible? What steps are stopping you?

 

Comments (5)

  • Personal Finance Buzz…

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  • I’m not sure anything is stopping me. I have simple dreams. Maybe I need to dream bigger?

    Reply
    • I wouldn’t say they are small. You are dreaming big with the Yakezie.

      Reply
  • Love the post. Somwtimes while your paying debt, you also need to focus on your dreams. I did just that

    Reply
    • You’re absolutely right, @L.Marie. Also valuable is knowing what dreams you’re NOT achieving because of debt or financial strain. Then you can get closer to making dreams become reality.

      Reply

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