If you have full time employment, do you wake up full of enthusiasm for the next day – with an eagerness to get to your place of work? If you do, that’s fantastic, as you probably have found your true vocation. Sadly, for many of us, this simply isn’t the case. Work is a means to an end and the end is money that we can spend on a lifestyle that makes up for our lack of fulfilment at work.
When you consider your circle of friends and acquaintances, many may seem to have a very high quality of life. They earn a lot and spend a lot, which is all very well if the work they’re in is enjoyable. If not, it’s a fairly shallow existence to work all the hours possible so that they can spend it up at the weekend. Many people actually end up spending a lot at the weekend to get some satisfaction out of life that they’re not finding through their work. This means that the tie of work for the income becomes ever greater.
It’s not surprising then, that so many people are now in debt. Even those with great salaries tend to spend more than they can afford and then become slaves to their wages. If the income dropped, so would their standard and style of living.
If you find you’re working to simply to pay off debts, then maybe it’s time to reevaluate the way you spend. There is plenty of debt advice UK consumers can access online, and it can help to devise a debt management strategy to work your way clear of debt.
To get free from a nine to five existence you no longer enjoy, the first thing you need to do is clear the debt from your life. You can do this by using debt management plans, but also by reviewing how you spend your income. Do you really need to spend as much as you do on groceries, trips at the weekends, holidays?
Once you have got yourself into a position where you are living within your means, you can then decide if you want to stay on the treadmill of the job you have or look for a route to a more fulfilling occupation.