Category / Frugality


Save Money On Your Cellphone Bill

student rate

Sometimes all you have to do for a deal is ask. But a lot of companies are cutting back on deals and sprint is no exception. I called them up several different times a just asked “Is there any deal I can get on my plan” and they always told me no.

So what I did is look around the net for any site that could get me a percentage of my bill cut off. I then stumbled onto Student Rate. They can get you a bunch of discounts at different places. For instance, with sprint it will give you 15% off your monthly bill, for AT&T and T-mobile it’s 10%. They have many other discounts available.

The only catch is you must have an email address from a school. You don’t actually have to be going to the school but you have to be able to access the account.

I use it to save the 15% off my sprint bill and it adds up. Try it today.

What site do you use to get discounts?



3 Tips For Cheap Holiday Decorations

Now that holiday season is coming at us full force, it is time to start decorating. If you already have boxes of decorations piled in your garage, it shouldn’t cost you much at all. However, if you don’t have decorations from years past, decorating can get pretty expensive. Here are a few cost saving ideas to keep in mind while you get ready for the holidays this year.

Make Homemade Ornaments

Holiday ornaments can be really expensive especially if you are buying anything other than plain glass balls. If you don’t have as many ornaments as you would like, there are some very affordable ways to fill your tree without spending a fortune. Tinsel is very inexpensive and can quickly fill a tree with its silvery sparkle. You can also create strings of popcorn using a bag of microwave popcorn and a needle and thread. Holiday candies and cookies also make a nice touch. Consider purchasing an extra box of candy canes or baking a batch of gingerbread cookies to hang on the tree.

Affordable Decorations for the Home

If you want decorations for your home, paper snowflakes are very quick and inexpensive to make.  You can also find inexpensive holiday decorations at stores like Walmart and Target. If you have a limited budget, consider purchasing one nice decoration to add to your collection and some inexpensive items to fill the space. You can add a little each year as you can afford it and soon you will have all of the decorations that you need. Yard sales and thrift stores might also have some affordable options.

Planning for Next Year

After Christmas sales are a great time to pick up inexpensive items for next year’s decorating. If you want to buy a fake tree this year- wait. You can get them for 50-75% off if you wait until a few days after Christmas. This is also a great time to add a few new ornaments to your collection. You won’t have the same selection as you will before the holidays, but if you get to the stores the day or two after Christmas you will still find some great ornaments for a lot less. You might also want to consider picking up some LED Christmas lights during the after Christmas sales. These lights are more expensive than traditional incandescent lighting, but they do save quite a bit on your electric bills if you can get them at a good price.

As the holidays approach, make sure that you have a holiday budget in place and that you know what you are willing and able to spend this year. These decorating ideas will help you create a beautiful holiday décor without ruining your budget.

How are you saving money on this Holiday season?


Would You Give This Cheap Christmas Gift Idea?

Every year it gets harder and harder to find a gift for someone. I just thought of a cheap gift that could both teach something and be given each year without being boring.


If you know someone who doesn’t clip coupons then it’s obviously something they don’t have. I don’t think it would be viable as a surprise gift because you don’t really know what they buy.  Just ask them what items or brands they normally buy, or you can be ninja (and a little creepy) and scope out their pantry.

Then from then until Christmas, as you clip out your coupons just clip some for them. This is really only something that can be done probably a month in advance since coupons do expire, but as a bonus you can teach them how to use coupons to the max and hopefully get them to realize using coupons is a big savings, That would teach a man to fish.

It even saves you money by not having to buy anything but it is putting in some work and showing some love. In this economy, this is the gift to give. If someone took the time to do that for me I would be very grateful. It’s really the gift that can keep on giving.

Check out these great sites for coupons to get you started.

If you need help on this gift just check out my series on couponing. It’s really in-depth and can even help you in teaching the giftee how to use the gift or teach you how to give this gift.

So what do you think? Would enjoy the gift if someone did that for you?


Use Coupons To Beat The Recession

When you’re trying to manage on a tight budget, it is often life’s little luxuries that are first to be sacrificed. After all, when you’ve got bills to pay, a mortgage to keep up and quite possibly a family to care for, you can’t be splashing the cash as freely on shopping and going out as much as you might like to – especially during a recession.

While we all have to make concessions during these difficult economic times, there are a number of ways you can allow yourself to indulge in little extras without breaking the bank.

One such strategy is to use promotional codes to obtain money off your favourite products. Also known as voucher codes, these coupons are readily available on the internet. Retailers love to put them out there, as the codes drive customers to their online stores, increasing what is known as ‘footfall’ – the number of people entering the shop, as it were. The promotional codes are great for consumers, as they entitle the user to discounted rates.

Promotional codes can be found carrying money-off deals for a wide range of different consumer products, so you really are spoiled for choice if you choose to use voucher codes to save a bit of money. A particularly useful strategy is to search the internet for voucher codes that apply to products you already buy, in order to avoid missing out on the benefit of the voucher by spending money on something you do not really need.

For example, say your mobile phone provider is Vodafone and your contract is almost up. Perhaps you don’t wish to leave Vodafone but you’d really like a cheaper tariff. A quick search for a Vodafone promotional code on the internet will tell you whether or not there is a code out there that could save you some money on your new contract. If there is, you can simply enter that promotional code when you order your new phone deal online to get your discounted rate, free talk time or whatever the promotional code entitles you to.

Another great time to use promotional codes is when you are doing your weekly grocery shopping. During the recession, most of us have had to take luxury items off our shopping lists to save money. But with promotional voucher codes that save you a certain amount of money off your bill, you may just be able to treat yourself to that favourite cheese, a good bottle of wine or something sweet for the kids.

Simply search the internet for voucher codes and the name of your local supermarket. For example, if you usually do your shopping at Tesco, a search for Tesco vouchers may well give you money off your bill when you order your groceries online rather than in store.

Voucher codes might not seem like a big deal if you use them just once or twice but used over time the savings really add up and make a positive contribution to your budget.

Voucher Seeker


Don’t Miss Out On Easy Savings: Coupons – The Final Edition

Groceries Now we’re finally onto the good stuff. Actually saving money. Sometimes it takes time to save money and couponing is no different.

Using Coupons

Are you prepare to save a ton of money?

Just to let you know, every where has different coupon policies so be sure to check your local store. I’m going to give you the rules for the place I use because it’s pretty basic and I still save a lot of money. I shop at Publix in Florida just for the FYI.

Here’s a few rules for couponing:

  • Double Coupons
  • Buy items on sale
  • you can use 1 manufactured coupon/competitor coupon and 1 store coupon per item
  • Buy one, get one free sales are the best


I can’t double in Florida. Not allowed for some reason, but I’m looking into it getting that changed (not really but I’m thinking about it a lot). Anyways, in other states you can double manufacturing coupons that are 50 cents or less, so right there you can save up to $1. That’s one of the reasons to buy more than one paper.

Buy Sale Items

The best thing you can do is look through the weekly ad of wherever you shop and make your list based on what’s on sale. Don’t make the excuse of “nothing I buy ever goes on sell.” Ummm…then start buying what’s on sale. Stop being so picky because it’s costing you a lot of money. Plus A LOT of items go on sale, so I’m sure you can find something that you like.

Buy One Get One FREE

This is the mother load of savings. When you do this deal you can use 4 coupons, yea 4. You’re essentially buying 2 items so you can use 1 manufacture coupon for each and one store coupon for each. So lets say I see that my favorite cereal is BOGOF. It normally costs $4, so I get to use 2 manufacture coupons of $1 off each and 2 store coupons for $1 each. If you can’t count that equals FREE. Doing this can sometimes even get you money back. Now deals aren’t always that great, but they do happen often.

Using these strategies I’ve been able to spend just as much as I save every time I shop. Like, I’ll spend $30 and end up saving $30 or even more sometimes.

Get Some Help

Of course finding savings and putting coupons together with them can be a time consuming task. So, why not have someone do it for you. No, you don’t have to pay for it. There are sites out there that actually post the weekly ads along with which coupons go with it and where they can be found. They also can tell you what’s going to be in the upcoming Sunday coupons so you can plan better. These are a few of the sites I use:

That’s it. This ends the series on coupons. I hope you enjoyed it as much as I have. Now go out there and save some money. :)

What’s the most you’ve ever saved? Do you think couponing is worth the time spent collecting coupons?

Check out the beginning of this series Don’t Miss Out On Easy Savings: Coupons Pt 1