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Frugality

Winter Holiday Cards Sale

Vistaprint is having a sale for a limited time only on Winter Holiday Cards.  You can get a set of 20 winter holiday cards for only $1.99. There are many designs to choose from including cards that you can add your own photo to. Go check it out because it’s for a limited time only. Stock up on cards now.

Vistaprint – 20 Holiday Cards for $1.99

Frugality

5 Tips For Making the Most of Black Friday

Deal lovers everywhere love Black Friday. They wake up while it is still dark and wait hours outside of their favorite stores for rock bottom prices on electronics, DVDs and many other great holiday gifts. If you want to save some money this holiday season you can use Black Friday as your secret weapon.

However, if you don’t have a plan, Black Friday can end up being a nightmare rather than a money saving opportunity.

Watch Out for Retailer’s Tricks

Retailers are looking to make big money on Black Friday. While there are some great deals, you need to focus on savings rather than getting caught up in the bargains. A great deal is only a great deal if you can afford it.

As you make your purchases, watch for tricks and don’t buy anything that you can’t afford. The stores will be filled with impulse purchases and you need to be careful not to fall prey to these.

Take a List

It is a good idea to take a list with you to keep you on track and on budget when shopping at Black Friday. Make a list of everyone who you need holiday gifts for. Next to each name include a budget. For example your list might say something like, “Molly- $10-$15.” When you find a perfect gift for Molly, make sure that it is within your price range or less. If it isn’t, keep looking.Once you make a purchase, cross the name off the list. Don’t buy gifts for people that aren’t on your list.

Also, decide how much you are willing to spend on yourself and stop spending once you hit your limit even if you see a great DVD that you need for your collection.

Be Careful with Cash and Purchases

Black Friday is known for being a little bit crazy and hectic. This means an ideal situation for those looking to steal money and holiday gifts. Be careful with your cash, wallets and purses. It can be so easy to misplace money or have it stolen in all of the chaos. Don’t walk out of stores carrying cash in your hands; always put it away before leaving the register.

It is a good idea to leave your purse at home and instead carry your cash, cards and ID closer to your body. When leaving purchases in the car, always leave them in the trunk and make sure that expensive items aren’t visible through the windows. Park in a well lit area close to other cars.

Read the Ads

It is also important to read the various ads for your favorite retailers to find the best deals this Black Friday. Most items are first come first served, so if you want the best deals, you might need to make certain stores your first stop. Some retailers even give away small promotional gifts or gift cards to the first 100 customers or so.

Remember that lines build up quickly, so you might have to be willing to spend a few hours, or even a night, in the cold if you want to be one of the first customers in line.

Eat Breakfast and Get Enough Sleep

We make our best decisions when we are well rested, not hungry and not in a hurry. If you plan on getting up early for Black Friday, make sure you get to bed early. In the morning grab a quick and nutritious breakfast before you head out.

Don’t be afraid to take your time and analyze purchases. While the sales might only be a few hours, it is better to think carefully than to regret purchases later. Always save your receipts just in case you need to return anything. If you take your time and are rested and full you will make better decisions in the stores.

Black Friday can be a great way to get some excellent deals, however you need to keep your budget in mind as you make purchases. Don’t get caught up in the crazy spending atmosphere or you might find yourself regretting that early morning shopping trip.

What tips do you have for surviving Black Friday?

Frugality Videos

Quick Tip: Don’t Always Get The Cheapest Gas

Just wanted to give you a quick tip today about running around for gas.  Some people will literally not go to a gas station because it is 5 cents more a gallon than somewhere else 5 miles away.  This is really not a good way to save money on gas.  The average tank holds between 15-18 gallons.  This means that you will save less than a dollar total.  It’s not really worth the hassle.  If you pass a cheaper gas station on your way home, go for it.  But, if you are going out of your way to save 5 cents a gallon or less than a dollar total for the fill up, it really isn’t worth it.  You will save a lot more money just by sucking it up and paying that extra 5 cents.  That is my quick tip for the day.  Don’t run around to find cheaper gas since it really won’t save you any money.

Frugality Videos

Quick Tip Thursday: How To Get Cheap Magazines

I just want to give you a quick tip today about buying cheap magazine subscriptions.  I love magazines since they are filled with a lot of great and up to date information.  Here are a couple of places that I go to order my magazines.  One of them is Tanga.com.  They usually have a daily special on a magazine subscription which can result in some really deep discounts.  Another site I visit is BestDealMagazines.com.  I love this site.  It is where I get the majority of my magazine subscriptions because they have $5 subscriptions which is great.  Finally, I like to go to TradePub.com.  This site is mostly trade publications but if you search  through the site you will definitely find things that you are interested in.  I am interested in the Internet and building websites so I tend to go for those.  These magazines can be filled with a lot of great information.

Places To Visit For Cheap Magazines

Tanga.com

TradePub.com

BestDealMagazines.com

 

Frugality

Saving Money This Thanksgiving

Thanksgiving can be really expensive. If you are in charge of the Thanksgiving dinner you probably will spend hundreds of dollars on turkey, side dishes, centerpieces, family entertainment and more. Of course, it doesn’t have to be this way. Here are some great money saving tips to help you stick to your budget this Thanksgiving.

Make Dinner- Don’t Buy

It can be tempting to order a premade Thanksgiving dinner from a local restaurant or caterer. While these dinners are convenient, they are also very expensive. The cost of buying and cooking a turkey and side dishes is much less than the cost of ordering these.

If you want to save money this Thanksgiving, offer to host the meal at your house rather than spending the money to take everyone out to dinner. When family comes over, make the food yourself rather than ordering in.

Ask for Help

Many people hosting a Thanksgiving dinner think that they have to do everything alone. This is not true and is a great way to spend a fortune feeding the entire family dinner. Instead ask for help. Ask each family that is coming to bring a couple of dishes. If you create a sign up sheet, or assign specific dishes like green beans, mashed potatoes or pumpkin pie you will be sure to get everything you need without having to buy and make everything yourself. This can save a lot of money while still ensuring a delicious family dinner for everyone.

Stay Home

While no one wants to be alone for Thanksgiving, sometimes travel is just not financially possible. If you only have a few days off for the holiday, don’t fly out of town unless you have the money available. Flights are more expensive around the holidays.

If you do have to stay in town, connect with your family on this special day in other ways. Consider having a live video chat using Skype or another free service. You can also share in the Thanksgiving festivities by making a traditional family recipe. Invite some other friends over and have a special day from home.

Focus on Affordable Entertainment

Many families love to go out to a big football game or spend Thanksgiving afternoon at the movie theater. While these fun family traditions are important, they should not be at the expense of your budget. If you can’t afford the usual family traditions this year, start some new ones. Consider playing board games with your family or host an all family football game in your backyard. You can also rent movies and watch at home instead of going out. Fun family traditions are based on creating memories, not overspending.

Set Up a Gift Exchange

When the whole family is together at Thanksgiving, it is the perfect time to start saving money for Christmas. Rather than buying everyone gifts this year, consider setting up a family gift exchange instead. You could have everyone draw one name for gift giving or could assign each family another family for purchasing. This can really save money and allow you to focus on getting one special gift rather than several less expensive ones. It is a great way to help your family start saving money as well.

If a gift exchange isn’t something you are interested in, consider buying your gifts in advance and taking them to Thanksgiving dinner so that you don’t have to spend money on postage closer to Christmas.

Hopefully these money saving tips will help you have a delightful and affordable Thanksgiving this year. If you keep your budget in mind over the holidays you will be better able to enjoy spending time with your family. After all, who wants to worry about money the entire holiday season? Choose a couple of these tips and start saving.

How do you save money on Thanksgiving?