I recently had a learning experience with car insurance. Sometimes there are things in life that we just don’t think about because they aren’t significant. This is one of those times when it was in fact significant.
Check Your Zip Code
I recently moved to a new zip code and had to update my car insurance. Apparently the zip code can make a big difference in the amount you have to pay. How significant. My 6th month premium went up $1000. That was a big shocker and was a little scary since I have a wedding coming up and that wasn’t exactly in any budget. So the lesson is, when moving, be sure to get a quote with your new location so you can budget for any changes.
With that sticker shock I decided to shop around a little bit and they all pretty much had the same pricing. So I was just about to bite the bullet and continue with the same company. That’s when my fiancé came home and said she mentioned our little problem to a few co-workers and one of them mentioned to try the company they have their car insurance with. I thought I did get a quote from them but tried it nonetheless and low and behold it was $700 cheaper than what my current insurance company had quoted me. The lesson is to ask around to see other peoples experiences and shop around more than you think is enough.
So now I have more money in my pocket and a wedding on budget. What could be better? Now I need to start looking into life insurance.