Month : January 2018

Business

4 Ways People Look To Make Extra Money Online

In modern society there are countless ways to earn income online. Many people manage to maintain full employment remotely, working through their computers in all kinds of jobs. Many more conduct their own freelance activity or start small websites or businesses, using what talents they have to attract clients. Even aside from these more normal employment situations, however, there are plenty of smaller, simpler ways that people look to generate side income online in their spare time. These little efforts toward bonus income are what we’re looking at in this piece.

Ebates & Reward Apps

As you may well know, there is a large category of shopping and task reward apps that have become fairly popular among people looking to generate side income. Sites like the Penny Hoarder and others geared toward frugality and hustle often review these apps, which has only grown their popularity. Generally, the apps involve deals for certain products or tasks for users, such as photographing receipts in exchange for rewards. Ebates is perhaps the most straightforward of them all, however. It’s essentially an app that helps you search for products, and if you buy them through the app, you get a small cash back reward. If that sounds too good to be true, reviews stress that Ebate is not meant to be a part time job. However it does work, so if (and only if) you need a product anyway, there’s no harm and some reward in buying it through the app.

Betting & Gaming

Being perfectly clear about matters, real money betting and gaming is generally a losing proposition. This is why the sites make so much money. Most players know this and take their chances anyway however, because it can be fun and because there’s at least the chance of generating some side income. We wouldn’t make a recommendation for or against this kind of activity – only that you remain cautious and strategic whatever you decide to do. If you are interested in real money gaming activity, do your research. Most online casinos like Queer Youth offer bonuses to players that can help you make the most of the varied selection of games and offerings, and can give you a leg up. There are also some games that give the players a better chance at winning than others. Researching factors like these can at least make success somewhat more likely (source: http://www.slotmachinesuperstore.com/).

Fantasy Sports

Conventional fantasy sports, in which you join a season-long league, pick a team of players and compete based on how those players perform, has never really been much of a financial game. You can organize prize money among friends, to be sure, and find paying leagues online. But generally speaking it’s just for fun. The past several years have brought about the rise of “Daily Fantasy,” or DFS, however, and this works differently. On DFS sites like DraftKings, Draft, and even Yahoo Sports, you pay a fee to enter a contest, pick players for a given game, day, or weekend’s worth of events, and earn a cash prize if you finish above a certain point in the standings of those competing. Like regular sports betting, this is usually a losing prospect; the odds are against you. However, it is at least a fun way for those with an interest in sports to try to generate the occasional side bonus.

App-Based Investment

Investment has always been a way for people to generate extra income on the side. These days, however, it’s taking on a new meaning. Investing has been made easier via trading apps that are easy and attractive to use, and which boil down the stock market to simpler decisions with lower fees. As one write-up said, Robinhood (one of the leading apps in this category) keeps its experience simple on purpose, in an effort to appeal to users. Robinhood has no fees for trades and a stock can be bought or sold with a few taps on a touchscreen. Now, some view investment as little better than betting, and we’d caution here that this is not a way to make money if you don’t educate yourself thoroughly and gain an understanding of the markets. Even then, there are no guarantees. However, this is certainly another method a lot of people are trying of late.

Frugality

Halloween Candy Coupons

I checked over at Coupons.com and found these great deals on candy for Halloween. Candy in bulk can get pretty expensive so be sure to use these coupons to help save you some money.

– $2.00 off ONE (1) Nestle Candy Variety Bag
– $1.50 off ONE (1) Wonka Mixups
– $2.00 off ONE (1) Wonka® Best on the Block
– $2.50 off TWO (2) Nestle Candy Variety Bags
– $1.50 off any THREE (3) bags Skittles, Starburst, Lifesavers

Find all of these great coupons over at Coupons.com

Business

Modern ways of making a lasting brand impression

It used to be that brands were the province of large, established companies and organisations, a hard to grasp concept that had something to do with their logo design and business ethos. Nowadays, most start-ups, SMEs and cottage industries are aware of the need for a brand strategy that creates a lasting impression.

What is a brand?

  • It’s not just your logo, though that forms a part of your branding.
  • Your brand is everything that your company stands for.
  • When people see your name or logo they think of X, Y or Z.

For instance, everyone knows the MacDonald’s logo but what does it stand for? Fast, tasty food at a price you can afford? A place where all the family can go? You know what you are going to get when you go into a MacDonald’s because the operational processes across all its stores have been standardised; same uniforms, same menu, even a similar layout of their restaurants.

That’s the MacDonald’s brand.

How to Develop Your Brand

The bad news is that there is even more competition out there with the rise of the internet and the reduced cost of starting up a commercial business. The good news is that there are plenty of ways to develop your brand and get it noticed.

  • Have a clearly defined and enforceable brand. If you are committed to excellent customer service or support then make sure you provide it, not every so often, but all the time. If you pride yourself in the innovation of your product then don’t rest on your laurels. If you innovate then innovate.
  • Make sure your literature matches. If you use a particular font for your website, use it for your brochures too. If your logo is placed in a certain position, then make sure that stretches across everything. Have an easy to follow strategy for producing marketing goods that staff can refer to when they are producing new promotions.
  • Have a distinctive logo that can be incorporated into all of your promotional literature, from corporate holiday ecards to business cards, emails and social media accounts. The logo is the visual representation of your brand and, if you can burn it into the mind of customers you are on your way to creating an enduring reminder of what you are about.
  • But…be aware that logos aren’t as important as they used to be. It cements your identity but what really consolidates your brand is how you deal with your customers, both online and off. It’s no longer just about simply standing for something, you now have to cultivate your customers with effective and engaging conversation.
  • Use social media to build brand ambassadors. Your greatest allies, especially on a limited budget, are the people you engage on social media. If you can get them on your side then they will promote your brand and, here’s the good news, they will largely do it for free – because they like you.
  • Be bold, be brave. It’s difficult to find new and innovative ways to build your brand but for start-ups especially it pays to be a little more daring than your competitors and the larger corporations who are usually stacked with bureaucracy.

Creating an enduring and effective brand takes a good deal of work but it’s a vital part of business development if you want to be remembered. It involves bringing numerous strands together that work in harmony and begins with knowing what you stand for and should end with a business that has a solid reputation and more than a few hard-core followers.

Home Ownership

Is it time to replace the old boiler?

Yet again the British summer is dragging its heels, with no sign of any prolonged sunshine coming our way anytime soon. Whilst the lack of rays can be depressing, as there’s not much chance of getting to the beach anytime soon, it’s not the biggest problem.

For lots of us the summer brings relief as our gas bills drop dramatically. When you have a monthly outgoing, that for many now stems in to three figures throughout the winter, it’s always nice to see it drop for at least a short while in the summer months.

Sadly, with the daily temperature struggling to hit double figures across the country the heating is still having to go on and no end is in sight. Add to this, the mentality of the major providers, whose only real concern seems to be squeezing as much money as possible out of the public, and you could be forgiven for thinking the only solution is to buy more woollens or emigrate to warmer climates.

Does your boiler need replacing?

Well, all is not totally lost, as you can take certain steps to bring the cost of your heating down a good bit over the cost of an average month. Taking the time to replace your household boiler can save a substantial amount of money over a short period, not to mention reducing carbon dioxide emissions. However, if you are considering upgrading your boiler, it’s important to speak with a reputable supplier such as Help-Link as it’s vital to have it done professionally and for as little cost as possible.

If you’re concerned that your boiler is costing too much to run, the first step is to speak with an expert, as they are in the best position to advise you. There are many different types of boilers on the market and it may be that yours is very dated, or that it is just the wrong type for your property.

An expert will discuss the types of boiler available to you and what advantages can be gained from the various options available. It may be that a combi boiler is the right option, as for many homes, these are the most cost efficient on the market.

Which boiler is the right one for your home?

Or, maybe your water bills are of an equal concern and a water efficient boiler may the right one for you. Energy efficient condensing boilers save money by recycling the waste gas and then reusing it to generate heat and if you don’t currently have one, you could be throwing valuable money down the drain. Either way, it’s important to consult an expert on this, as not every boiler is right for every home.

Another factor to consider is warranty. Some suppliers will offer a very limited warranty, whereas others will offer a guarantee that can last as much as a decade. This is very important, as the last thing you want to do is to end up paying out a few years after having the new boiler fitted.

The one expense you will have when you fit a new boiler is the initial outlay. Two important factors to remember are as follows. Firstly, you may be entitled to a grant which could help reduce the costs considerably, so it’s best to enquire before jumping in head first. Secondly, it may be that you can take out finance and spread the cost of the boiler, so you are not paying out in one go. This can be a great way of paying as you can offset the cost of the new boiler against the savings you are making from reduced outgoings.

It doesn’t seem that the British summer is going to be here anytime soon so you if you are considering a new boiler, it may be more prudent to speak to someone now, rather than waiting until the winter.

Frugality

5 Tips For Making the Most of Black Friday

Deal lovers everywhere love Black Friday. They wake up while it is still dark and wait hours outside of their favorite stores for rock bottom prices on electronics, DVDs and many other great holiday gifts. If you want to save some money this holiday season you can use Black Friday as your secret weapon.

However, if you don’t have a plan, Black Friday can end up being a nightmare rather than a money saving opportunity.

Watch Out for Retailer’s Tricks

Retailers are looking to make big money on Black Friday. While there are some great deals, you need to focus on savings rather than getting caught up in the bargains. A great deal is only a great deal if you can afford it.

As you make your purchases, watch for tricks and don’t buy anything that you can’t afford. The stores will be filled with impulse purchases and you need to be careful not to fall prey to these.

Take a List

It is a good idea to take a list with you to keep you on track and on budget when shopping at Black Friday. Make a list of everyone who you need holiday gifts for. Next to each name include a budget. For example your list might say something like, “Molly- $10-$15.” When you find a perfect gift for Molly, make sure that it is within your price range or less. If it isn’t, keep looking.Once you make a purchase, cross the name off the list. Don’t buy gifts for people that aren’t on your list.

Also, decide how much you are willing to spend on yourself and stop spending once you hit your limit even if you see a great DVD that you need for your collection.

Be Careful with Cash and Purchases

Black Friday is known for being a little bit crazy and hectic. This means an ideal situation for those looking to steal money and holiday gifts. Be careful with your cash, wallets and purses. It can be so easy to misplace money or have it stolen in all of the chaos. Don’t walk out of stores carrying cash in your hands; always put it away before leaving the register.

It is a good idea to leave your purse at home and instead carry your cash, cards and ID closer to your body. When leaving purchases in the car, always leave them in the trunk and make sure that expensive items aren’t visible through the windows. Park in a well lit area close to other cars.

Read the Ads

It is also important to read the various ads for your favorite retailers to find the best deals this Black Friday. Most items are first come first served, so if you want the best deals, you might need to make certain stores your first stop. Some retailers even give away small promotional gifts or gift cards to the first 100 customers or so.

Remember that lines build up quickly, so you might have to be willing to spend a few hours, or even a night, in the cold if you want to be one of the first customers in line.

Eat Breakfast and Get Enough Sleep

We make our best decisions when we are well rested, not hungry and not in a hurry. If you plan on getting up early for Black Friday, make sure you get to bed early. In the morning grab a quick and nutritious breakfast before you head out.

Don’t be afraid to take your time and analyze purchases. While the sales might only be a few hours, it is better to think carefully than to regret purchases later. Always save your receipts just in case you need to return anything. If you take your time and are rested and full you will make better decisions in the stores.

Black Friday can be a great way to get some excellent deals, however you need to keep your budget in mind as you make purchases. Don’t get caught up in the crazy spending atmosphere or you might find yourself regretting that early morning shopping trip.

What tips do you have for surviving Black Friday?