Month : March 2013

Money Management

Online: The best place to save money

The web can be a fantastic place to save money for any number of things; holidays, buying cars, finding the best rates or online vouchers. You really could save a bundle of cash if you know what’s out there on the internet.

It can just be a case of searching for what you want and you’ll be able to find some sort of outlet that can help you out. Many companies will give you a discount on the net in one way or another, whether it be the product itself or they may just throw something extra into the deal and you can find yourself with even more for your money.

Travelling

The best deals for going away on holiday or just getting flights will always be on the internet. The art of the travel agent seems to be dying off pretty quickly and so all the top holiday packages will be where the consumers are looking, the web.

It also helps that online you can package your own deal together with flights and accommodation, plus add on elements such as car hire and other transportation all in one place and not have an agent trying to sell you upgrades every two seconds.

Online Shopping

Thanks to the competitive nature of online shopping, everyone is out there trying to please you and you can get some of the most expensive things in your life with massive savings because of this.

Online shops that offer products such as televisions and laptops are often the best and you can get substantial drops in price because they want to be better than their rivals.

Online security is also on the up and there are fewer processes safer than Ukash online payments, where you don’t require any bank details and payments are made completely anonymous.

Comparing prices

In modern life, there are many compulsory purchases and for these, you need to know that you are getting the best prices. Thanks to the internet, there is the opportunity to compare costs across numerous companies.

This can be a great way to see the best prices for things like insurance, mortgages and fuel prices in the area. Another great tool of the web are online calculators that help you work out tricky things like tax and how much interest you’re paying.

About the author: Sam writes for Ukash who offer anonymous online payment systems to purchase a whole range of services online. 

Extra Income

How to Look for Legitimate Online Jobs

The internet has revolutionized our way of life and has entered into every nook and corner of our lives. It is not surprising that the work we do is also changing to use the power of the internet. As the internet grows and more people are connected to each other every day, the range of online jobs simply keeps increasing. Every day sees the creation of a lot of new online jobs.

Unfortunately, with so many  legitimate jobs, there seems to be an equal, if not more, opportunity for frauds. There are thousands of websites promising tens of hundreds of dollars for unskilled work like data entry. The simple fact of the matter is, no company is ever going to pay you money to do something so trivial and even if it does, it will usually be a few dollars an hour, not enough to sustain a living. In spite of obvious signs, a number of people fall victim to one or more of these online job scams.

You’re going to pay me how much?

It is important to be protected against scams while looking for legitimate jobs online. One obvious sign of trouble is a really high sum of money for something that doesn’t require a lot of skill. The online marketplace works just like any other marketplace, that is the better skilled you are and the more the demand for your skills, the higher your pay. If something seems to be violating this principle, beware.

Now just because there are hundreds of scams out there doesn’t mean that you cannot find some real jobs. The internet has allowed communication possible like never before and distance no longer seems to be an issue. An American worker can take on assignments for an Australian or English client with as much ease as an American company. This significantly increases the ease of finding suitable jobs and assignments to work on.

Freewhat?

The easiest way to find real and legitimate jobs online is to freelance your time. This works like any other freelancing, i.e. you essentially work for yourself and do not limit yourself to one employer. This is increasingly becoming common simply because companies need people for shorter projects and assignments and prefer freelancers instead of hiring someone full time.

You will need to find a skill and niche for yourself and then work on the projects accordingly. The internet connects you directly with your employer for the project and the website usually handles the money aspect of the work. Some of the well renowned sites in this niche include oDesk, Elance, Guru and VWorker (Formaly RentACoder). These are well established sites with enough jobs posted for everyone. It is important to recognize your skills and look for jobs accordingly.

Surveys, Surveys, Surveys

There are other kinds of jobs that you can consider doing, such as surveys. There are again a lot of scams in this but a number of legitimate companies do offer surveys to be completed. You can be rewarded either in cash or in the form of coupons. It is important to know that this is just to help you with some additional income and savings and is usually not enough to support yourself. On the other hand, freelancing can help you live off the money you make on the internet.

Have you done any online jobs before?

 

Home Ownership

How to Saving Money While Remodeling Your House

With the summer in full swing, now is the perfect time to commission the construction of a new house or the remodeling of your current one. Of course, the fact that the economy has yet to recover from a really lengthy dry spell requires ingenious ideas in order to save money while building a new house or remodeling the one you currently have. 

To this end, there are a few tips that you can follow in order to save money while still ensuring that you are living in a home that is aesthetically pleasing and functionally elegant right before the winter rolls in. 

  • Plan to compartmentalize the project by prioritizing areas that are most important to your living needs. It can be very easy to save money here and there by, for example, opting to use Hitachi mini excavators to fast-track the remodeling of your outside lawn but ask yourself first: is this something that you urgently need? By prioritizing and compartmentalizing, you can build your house just the way you want it without breaking the bank by having to pay for all building or remodeling jobs all at once.
  • Implement a bidding system for contractors. You do not have to outright select the most expensive in the bunch. Ask for price quotes, estimates, and the time it will take to do the job before finally selecting. This will help you find the right contractor for the most practical price.
  • Do not entrust everything to a contractor. There are actually multiple projects in the house that can be of the DIY variety. Take it as a personal project and challenge to, say, install rail lighting or fix the plumbing. Anything that can be done over the weekend should not immediately be entrusted to contractors if it can be done by anyone in the household. 

These tips may be simple but these can tremendously limit your expenses while still allowing you to build the home you love. Check to see which of these can you embrace in the next phase of your remodeling project; you may just be surprised at how much can be saved by giving your project a little more thought and careful planning.